Online banking lets you manage your accounts through your bank's website using a computer, phone or tablet. You can check balances, review transactions, pay bills, transfer money, and deposit checks without visiting a physical branch or calling customer service.

Most online banking platforms offer features like bill pay, account alerts, and the ability to download statements. It's convenient and typically free, though you'll want to use secure internet connections and strong passwords to protect your information. Online banking has evolved far beyond basic balance checking—many people now handle virtually all their banking tasks digitally.