Why offer Fruition
Confident people bring their best to work. Fruition is the employee financial empowerment platform that gets them there, and employers see it in focus, retention and better use of the benefits they already fund.
Money problems grow in silence.
Most employees have nowhere to take a money question, so they never ask it. Fruition gives your people someone safe to ask.
Fewer emergencies land on HR's desk.
Empowered employees can lead to a decrease in hardship withdrawals, fewer advances and less of the hard conversations nobody wanted to have, because employees have somewhere to turn before it becomes an emergency.
Financial stress is visible. Financial autopilot is not.
The employee quietly doing fine still often under-contributes to the 401(k), leaves the match on the table, never opens half the benefits they already pay for, and puts off retirement decisions in ways that shape your workforce planning. Fruition reaches that employee too.
Work with a broker? They can bring it to you.
Fruition works with the brokers, consultants, TPAs and 401(k) advisors who serve employers. If someone else places your benefits, they can place this too.
How Fruition fits what you already have
It works alongside your current offerings.
Whatever is working, keep it, including your retirement plan and the advisors who support it. Fruition makes it stronger through education. In turn, there are no product recommendations and no conflict with your advisor's role.
It reaches your whole workforce where they are right now.
From the employee digging out of debt to the executive who has not gotten around to estate planning, there is value for everyone. Financial education and guidance is for everyone, not just those enrolled in your retirement plan, so Fruition is available across your whole workforce. Manage your employee invitations and removals, or leave it to the Fruition team to handle for you.
It makes participants better savers before they are better investors.
Members who understand their spending, debt and emergency fund needs contribute with more confidence. Employees come to their advisor understanding the basics and asking better questions.
