How Fruition works
Fruition arrives through the workplace, so most people get it at no cost to them. Employees connect their accounts once, see their whole financial picture and choose how to move forward, on their own or with a mentor. Employers get a rollout built around their workforce and nothing to administer.
Not offered where you work? You can sign up on your own.
For employees, the first month
1. Sign up.
If your employer offers Fruition, it's covered and there's no cost to you. If not, you can start on your own. Either way, it takes a few minutes.
2. Link your accounts, once.
Checking, savings, credit cards, loans, retirement. Folio pulls them together so you are not logging into six sites to answer one question.
3. See where you stand.
Spending, savings, debt and investments in one view. It is the step everything else builds on.
4. Pick your way in.
Book a session with a mentor who has been where you are, or work through it on your own with tools, videos and guides. Plenty of people do both.
5. Make a plan and watch it move.
Pay down a card, build a first month of savings, start investing, get ready for retirement. Progress shows up early because you can see it, and each step builds on the last.
For employers, from first look to launch
Start with a conversation.
Every workforce is different, so Fruition starts by listening to your people, your goals and your timeline.
Onboard employees in a flash
Communication, timing and what success looks like, built with you rather than handed to you.
See it working.
Workplace Manager shows participation in one place, so you know what your people are actually using.
Build the rollout together.
Update your payment information on-demand. Download invoices and receipts to keep your finance department happy.
Keep what's already working.
Employees get their invitation, sign up and link their accounts. No software for your team to run and no benefit to administer.