Mobile banking brings your bank to your smartphone through a dedicated app. While similar to online banking, mobile apps are designed specifically for smaller screens and touch interfaces, often with features like mobile check deposit, ATM locators, and biometric login.

Mobile banking excels at quick tasks—checking your balance before making a purchase, depositing a check from anywhere, or sending money to friends. Many apps also offer spending notifications and budgeting tools. The convenience is unmatched, but like online banking, security is crucial. Use your bank's official app, enable security features, and avoid banking on public Wi-Fi networks.