A professional designation for financial planners who have completed education requirements and ongoing training in comprehensive financial planning. RFCs focus on the big picture—budgeting, insurance, investments, taxes, and estate planning—rather than just selling products. The designation requires continuing education to maintain, which means your RFC should stay current on changing financial strategies and regulations. If you're looking for someone to help coordinate all aspects of your financial life rather than just pick investments, an RFC might be a good fit.