Medicaid is a government health insurance program that provides coverage for people with limited income and resources. Unlike Medicare, Medicaid is jointly funded by federal and state governments, which means eligibility and benefits can vary significantly depending on where you live.

Medicaid covers essential health services, including doctor visits, hospital stays, prescription drugs, and, importantly, long-term care services that Medicare doesn't cover. To qualify, you typically need to meet strict income and asset limits—though these rules can be complex and vary by state. If you're struggling to afford healthcare or facing a major medical expense, Medicaid might be a lifeline worth exploring. The application process can feel overwhelming, but understanding your options is the first step toward getting the care you need.