
✨ Job Change? Don't Make This Expensive Rollover Mistake
Switching jobs in 2026? This rollover decision could cost you thousands. 💭
When you roll your 401k into an IRA, you gain flexibility but lose something critical: institutional pricing.
What you gain with IRA rollover:
✅ Way more investment choices (thousands vs dozens)
✅ Access to specific funds you prefer
✅ Full control over your investments
✅ Freedom to choose any financial institution
What you potentially lose:
❌ Institutional share class pricing
❌ Lower expense ratios on same funds
❌ Negotiated institutional rates





